Insurance of Bariatric Surgery
Would you like to have an idea about companies providing insurance of Bariatric Surgery?
What steps can be taken by an individual if the insurance company refuses to aid you?
Are you aware of the working methodology of companies providing insurance of Bariatric Surgery?
How, much time lapse is their in between the preauthorization for surgery and the actual surgery?
Surgical treatment to get rid of obesity is being covered by many insurance policies. Coverage depends on the type of policy one is having and the terms and conditions prescribed in the policy.
In case the company refuses to assist us by providing insurance of Bariatric Surgery then we may follow any of the following steps-
- The 1st step is to appeal against the denial.
- You may request an outside reviewer to help you in this matter.
- The next step is getting approved for surgery by the concerned organization.
Finally, some patients decide to change their insurance company.
Luckily, these drastic actions are rarely wanted.
To get your surgery approved by the insurance company one need to do the following-
- Make a call to your insurer and fix an appointment with them.
- Request your surgeon to provide you a “letter of necessity” stating the reasons why this surgery is important for you.
- Once you have cleared all your preoperative tests your reports will be sent to your insurer. This process is called “preauthorization” and is mandatory in all types of operation.
This process may take 2-4 weeks or even more, it depends on the insurance company once the insurance company has approved finance for the company, the patient after consulting the medical assistant can choose a suitable date for operation.